Date: Mon, 21 May 2001 23:04:59 -0700
To: balloon@balloonhq.com
From: Mike <mikekenyon@balloonhq.com>
Subject: Re: Arson Sucks! - Protect Yourself

Dear twisters and twistettes -

Professor Twist's situation is terrible. I was looking out at my yard 
today, imagining what the view would be like with wood ash in the air 
and a pile of burned building. My heart went out to Professor Twist 
and his attorney wife (who I heard is beautiful)

Anyway, on the point brought up by Susan -

>This brings up another point for all of you who work out of your homes --
>please ask your insurance agent to update your policy. . .  In
>addition, your professional inventory and equipment may not be protected if
>the insurance agent hasn't been informed of its existence


There is a very simple solution to protect your professional 
inventory and equipment - get a home business insurance policy from 
Bomba Insurance (a site advertiser, and a very friendly guy.) Ken 
Bomba explained to me that my equipment might be covered, or it might 
not be, with a home insurance policy. However, I would have a hard 
time collecting if my car got ripped off with my equipment in the 
back. Or if my equipment was taken at a site where I was working. Or 
if a flood - fire - tornado or any other kind of inclement weather 
wrecked my stuff. There is also the issue of a balloon popping and 
snapping someone, a speaker falling over and hitting an audience 
member - any situation you can imagine where someone is injured, 
frightened, or whatever while working as a performer.

Bomba Insurance got me a policy that covers all of that to a pretty 
high level. Now if I work a mall and they want me to show that I'm 
insured - no problem. One final reason to get a specialized policy 
like the kind Bomba Insurance sells is that you can add the place you 
are working at a low price. What? you say. According to Bomba, when 
working at some locations, the business actually wants you to put 
them on your insurance. That way if a balloon pop or a microphone 
tumble happens, they aren't involved at all. With my policy, I pay a 
fee for adding this place, but I only pay once, and the place is 
covered on my insurance for a full year (obviously, only when I am 
working there.)

Anyway, I think a business insurance policy like this is essential - 
and I recommend Bomba Insurance. He supports BHQ by advertising, he's 
licensed in many, many states, and he is super helpful. I've even 
read a couple of comments in the BHQ archives about Bomba, and they 
said he was fast and hassle free when they had a claim. That's all it 
took for me!

Good luck to Professor Twist -

Mike, who is currently worried about flooding in Maryland after 36 
continuous hours of rain. . .

-- 
How do you lift an elephant?
Put it on an acorn and wait twenty years.

What do elephants have that no other animal has?
Baby elephants.